On secluded, wooded 11. 7 acres (10 acres in current use) sits the perfect, 3 bed/1 bath, property for living, playing and working at home, for the outdoorsman, the mechanic or woodworker, the homesteader or off-gridder, whatever your bailiwick. Main living quarters, 42' x 30' and 26' x 16' addition comprise the 2nd story, including great room with woodstove opening out through double doors to a deck wired for a hot tub; spacious, open living/dining with woodstove, and kitchen; one full bath and 3 bedrooms. And attic! Huge, heated garage and workshop with 10' ceiling on the ground level, includes workbenches, utility storage lockers, air compressor, portable generator and more. The garage doors measure 10' wide x 9' high. The exterior is equipped with 2 RV electrical hookups and dump station as well. Two sources of heat - new boiler fueled by two 275 gal oil tanks, and an outdoor wood boiler with nearby 8' x 20' open woodshed. And 8' x 12' storage shed. A laundry chute runs from bathroom down to laundry room. Main electrical panel and generator sub panel; compressor has own panel, as does outdoor boiler. Underground electrical and phone/cable. Easy commute to Peterborough and surrounding towns. Dishwasher and carpet need replacing. PLEASE DO NOT ENTER PROPERTY UNATTENDED.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.623% |
Monthly Tax Payment | $483 | $483 | $483 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,865 | $2,830 | $3,630 |
Total Monthly Payment | $3,440 | $3,405 | $4,205 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.