A very unusual opportunity to own a a piece of history in the historic village of Finesville. This structure was built approximately 1880. The village sits along the Musconetcong River dotted with historic homes. From the mid 1700's, the settlement, then called Chelsea Forge and was a busy hub consisting of a forge, grist mill, woolen factory, knife factory and other small businesses. Now a sleepy residential village and named after the Fine's who changed the name in the 1800's. Recreation on the Delaware with a public boat ramp is moments away. A lovely area for walking and biking, plus the stocked river is a fisherman's dream. The 3 story brick building houses 3 units. Unit 1 consists of a living room, eat-in kitchen and laundry/mudroom on 1st floor, 1 bedroom and full bath on the 2nd floor. This unit has oil heat. Unit 2 has living room, kitchen and laundry /mudroom on 1st floor, 2 bedrooms, den, full bath on the 2nd floor. This unit has oil heat. Unit 3 spans the entire 3rd floor with open floor plan, kitchen and living space, 2 bedrooms and a full bath, Washer/dryer off kitchen. This unit includes the spacious full attic and has propane heat/electric. A full basement is entered from outside. Large back yard is shared. On street parking, 3 car off street area. Live in the loft like 3rd floor unit and rent the 2 lower level units or use as a multi generational home. Great potential! Bring your vision and create a new home or purchase for an investment. Being sold as is.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,200 | $279,200 | $279,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.623% |
Monthly Tax Payment | $577 | $577 | $577 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,905 | $1,881 | $2,413 |
Total Monthly Payment | $2,557 | $2,533 | $3,065 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.