Fully renovated residential home situated on a prime lot with 1. 9 acres of Commercial-Residential District zoned property within the Village of North Troy. Formerly utilized as professional office space with potential to be used commercially again and/or as an investment/rental income property. Built in 1995 and offering 1540 sq. ft. of living space, open floor plan, 3 bedrooms and an office/den. Features include: recent roof replacement, vinyl siding, Fujitsu mini-split AC, central vac, 1000-watt emergency backup generator, newly installed baseboard hot water heating system (propane), and all new appliances. Great location with 289 ft. of road frontage and public water & sewer onsite. This parcel has additional older foundations on-site, offering plenty of other potential uses and ample acreage for potential future development. Within walking distance to the Missisquoi River, nearby he Canadian border crossing and less than a 15 minute drive to Jay Peak Resort.
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Our Executive Mortgage Banker:
Our Insurance Division:
$249,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,200 | $199,200 | $199,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $235 | $235 | $235 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,359 | $1,342 | $1,708 |
Total Monthly Payment | $1,669 | $1,652 | $2,018 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.