Under Construction. Looking for cheaper insurance and low maintenance? This gorgeous 3 bedroom 2 bathroom home is situated on almost a half acre lot and offers high cathedral ceilings, split/open floor plan and beautiful modern finishes. When entering the home the incredible open floor plan will welcome you with tons of natural light and a eat in kitchen with an energized island designed for extra storage. We know pretty much everyone hates doing laundry, but when you have all the space that this laundry room provides it just may make laundry day a little more tolerable. Wait it gets better, each of the bedrooms supports their own spacious closet with a classic hinged door and not those old bifold doors of the past and the master has a luxurious en suite bath. Interested in upgrades? Buyers can have their choice in colors and finishes and even add on to the home before construction is finished (have your agent call our office for more information)! Why buy a used house when you can get a brand new one for the same price? This home is estimated to be completed by Mid May 2024!
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Our Executive Mortgage Banker:
Our Insurance Division:
$310,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $248,000 | $248,000 | $248,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
Monthly Tax Payment | $18 | $18 | $18 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,692 | $1,648 | $2,093 |
Total Monthly Payment | $1,785 | $1,741 | $2,186 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.