Welcome to your coastal retreat in desirable North Beach just 4 houses from A1A and the beach walkover to the Atlantic Ocean! This thoughtfully built home features strong concrete block construction and impact-resistant windows, ensuring durability and security. Embrace energy efficiency with solar panels and a 2400-watt generator, providing reliable power for the entire house. Inside, discover four bedrooms, an office and three bathrooms, including a private guest suite with its own entrance—perfect for visitors or as a rental opportunity. Wood floors enhance the interior's warmth and character, while a gas fireplace in the family room adds cozy ambiance. The interior has been recently painted, offering high ceilings that give this split bedroom plan an open and spacious feel. Enjoy the ocean breeze while entertaining on the covered patio, creating memorable moments with family and friends. Situated in a tranquil neighborhood, yet only minutes north of historic downtown St. Augustine, and south of Ponte Vedra Beach, this home offers the best of both worlds. Enjoy easy access to restaurants, shopping, a fishing pier, and all the coastal amenities, making it an ideal family home in an unbeatable location.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
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Our Executive Mortgage Banker:
Our Insurance Division:
$775,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $620,000 | $620,000 | $620,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | $749 | $749 | $749 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,229 | $4,121 | $5,316 |
Total Monthly Payment | $5,070 | $4,962 | $6,157 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.