97 Wisner Avenue, Newburgh (Newburgh City), NY, 12550 | $650,000

This well maintained, beautiful two-family home is on the market for the first time in over 40 years! There's been lots of loving renovations completed such as additions, upgrades and repairs to the home as well as the 5 car garage which is now fully insulated, has power and 5 automatic garage doors. The basement and first floor encompass one unit; the second and third floors make up the second unit. The basement offers a full bath, den space, office, laundry and mechanical room--lots of storage. The oversized, open concept living room and formal dining space on the first floor has high ceilings and is bathed in natural light. The eat in kitchen is spacious and the back door leads out to a private, covered patio. A full bath and and 2 bedrooms complete this unit. The upper level unit has its own entrance with a half bath in the foyer but there currently is access to the lower unit through this foyer for the perfect mother-daughter set up. Up the stairs you will find a large, open kitchen with access to the deck and pool; a dining room and bright, oversized living space with sliding glass doors which also access the deck. The primary bedroom, full bath and laundry room complete this level before you head up to the third floor to the two additional bedrooms. There are gorgeous hardwood floors throughout the home, central AC everywhere but the basement, and you'll never run out of private parking space! 2 electric meters and panels, 2 furnaces, 2 water heaters and a young roof. Less than 10 minutes to waterfront restaurants and only a few minutes to I84 and I87; this is a great commuter location and lovely home overall!

Features

  • Town: Newburgh
  • Bedrooms: 5
  • Baths: 3 full / 1 half
  • Units: 2
  • Style: Tri-Level
  • Year Built: 1930
  • Garage: 4-car Detached, 4+ Car Detached, Driveway, Off Street
  • Heating: Natural Gas, Baseboard, Hot Water
  • Cooling: Central Air
  • Basement: Finished, Full
  • Approx Sq. Feet: 3,092
  • Acreage: 0.25
  • Est. Taxes: $13,726
  • Elem. School: Magnet Sch of Math Science & Design
  • High School: Newburgh Free Academy
  • School District: Newburgh
  • Pool: Above Ground
  • MLS#: H6289523
  • Days on Market: 52 days
  • Website: https://www.raveis.com
    /prop/H6289523/97wisneravenue_newburgh_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

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239.370.8287

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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97 Wisner Avenue, Newburgh (Newburgh City), NY, 12550

$650,000

Nelsa Bross

Sales Associate

William Raveis Real Estate

Phone: 239.370.8287

Nelsa.Bross@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $520,000 $520,000 $520,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.171% 6.538%
Monthly Tax Payment $1,144 $1,144 $1,144
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,547 $3,456 $4,459
Total Monthly Payment $4,783 $4,692 $5,695

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.