Under contract-accepting backup offers. Hidden Gem for sale in Flagler Beach for under $350k! No HOA fees. Flood zone “X”. No flood insurance required! Move in ready! This adorable beach house has everything you need to settle into your new lifestyle living on the coast. Newer built in 2015, the AC is brand new 2024. Entire home has a water filtration system! This home has been meticulously maintained and is ready for new owners! Located 1 Mile from the famous Flagler Beach. Double paned Hurricane proof windows. Front porch is shaded to enjoy the breeze coming from A1A. Enjoy being walking distance to many recreational parks, preserves, the intracoastal waterway, close to shopping centers, dog parks, doctors offices, veterinary offices etc. Crown modeling throughout. Waterproof LVP flooring. Separate laundry room with storage. The kitchen features a large kitchen island with barstools for eating in the kitchen, a lovely stainless steel GAS stove + range hood, all stainless steel appliances. The backyard oasis is ready for you to soak up the sun this spring/summer, equipped with an outdoor shower and private trex patio deck. Featuring two driveways, including a circular drive for all your parking needs. 30 & 50 AMP available. The garage is converted to a workshop currently, with 2 additional storage shed, plenty of storage space for all your beach chairs and umbrellas. Don’t miss out on this amazing opportunity too enjoy a silver of paradise near the beach!
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Our Executive Mortgage Banker:
Our Insurance Division:
$339,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $271,920 | $271,920 | $271,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $35 | $35 | $35 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,855 | $1,807 | $2,293 |
Total Monthly Payment | $1,965 | $1,917 | $2,403 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.