Welcome to this charming expanded cape-style home, lovingly maintained by its original owners since 1964. This solidly built residence exudes warmth and character, offering the quintessential charm of an expanded cape. Situated close to Mt. Sinai Harbor, this home provides easy access to a plethora of recreational activities such as fishing, kayaking, boating, or just a lazy day at the beach. Experience the delights of seaside living with wonderful waterfront restaurants offering live entertainment during summer weekends. Indulge in the finest oysters and clams, right at your fingertips. Boasting 3-4 bedrooms, this home offers ample space for a growing family or those seeking extra room for guests. Features include a 2-car garage, full basement with fireplace, and an outside entrance for added convenience. The granite eat-in kitchen is a chef's delight, perfect for preparing meals and entertaining guests. Nestled in a beautiful wide street neighborhood within the desirable Miller Place School District, this home offers the perfect blend of comfort and convenience. Explore nearby fine dining options just blocks away, adding to the allure of this wonderful location. Additional features include hardwood floors, freshly pointed chimney, two new dry wells, back up generator hook up, 150 amp electric, architectural roof, two fireplaces, two split CAC units and a Boch hot water heater. Don't miss the opportunity to make this charming cape style home yours, Schedule your showing today and embrace the timeless appeal of this remarkable property.
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Our Executive Mortgage Banker:
Our Insurance Division:
$750,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $600,000 | $600,000 | $600,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.538% |
Monthly Tax Payment | $1,265 | $1,265 | $1,265 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,093 | $3,988 | $5,145 |
Total Monthly Payment | $5,450 | $5,345 | $6,502 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.