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14413 Middlefield LANE, Odessa, FL, 33556 | $410,000
Under contract-accepting backup offers. Stop dreaming and start living the LAKE lifestyle! Located in a highly desired area of Odessa with DEEDED LAKE ACCESS to the gorgeous waters of Lake Minniola. Bring your boat, jet ski, paddleboard, canoe & fishing pole. This home sits on a large lot, almost 1/2 acre of land with none of those fussy deed restrictions, so bring your boat, RV and work truck. . . you can park them all right here. This beautiful Florida home has an open floor plan that gives you lots of space for a large dining area and relaxing living room. Spacious eat-in kitchen with a breakfast bar, huge panty and stainless-steel appliances. Including a downstairs bedroom and full bathroom. Tucked away upstairs is the family room, 3 bedrooms and 2 full bathrooms. The family room has sliding doors that lead to the covered porch. . . what a peaceful place to sip your morning coffee or relax and unwind from your day while you sway on the porch swing. There's a back patio too, with a perfect spot for the BBQ grille. Did I mention the detached WORKSHOP that has both water and electric. The private backyard is fully fenced and even has a firepit area. From your backyard you can head down to the LAKE, a short walk leads you to the dock and beautiful spring fed LAKE MINNIOLA, that also leads you to a BONUS LAKE GENEVA. Great for water sports of all kind & awesome fishing too! Live that lake life without having to pay flood insurance, this home is not in a flood zone. Great school zone. Some of the updates include: NEW ELCTRICAL PANEL in 2022, New drain field & lift pump 2021, HVAC 2018, Roof 2014. Lots of new restaurants & shopping close by with easy access to the Expressway, easy commute to Tampa Airport & our famous beaches! This is what Florida living is all about, call for your private showing today!
Features
- Rooms: 13
- Bedrooms: 4
- Baths: 3 full
- Laundry: In Garage
- Year Built: 1982
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 2,060
- Acreage: 0.43
- Est. Taxes: $3,963
- Lot Desc: Oversized Lot
- View: Trees/Woods
- Elem. School: Odessa Elementary
- Middle School: Seven Springs Middle-PO
- High School: J.W. Mitchell High-PO
- Pet Policy: Yes
- Appliances: Dishwasher, Dryer, Electric Water Heater, Kitchen Reverse Osmosis System, Range, Refrigerator, Washer
- MLS#: T3506355
- Days on Market: 48 days
- Website: https://www.raveis.com
/prop/T3506355/14413middlefieldlane_odessa_fl?source=qrflyer
Listing courtesy of BRADY ADVANTAGE Phone: 813-205-1470
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
14413 Middlefield LANE, Odessa, FL, 33556
$410,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $328,000 | $328,000 | $328,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
| Monthly Tax Payment | $330 | $330 | $330 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,238 | $2,180 | $2,766 |
| Total Monthly Payment | $2,643 | $2,585 | $3,171 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388