Welcome to your charming waterfront retreat in the coveted Silver Lakes Acres community! This delightful 2-bedroom, 2-bathroom home offers the perfect combination of comfort, convenience, and outdoor enjoyment, nestled along a tranquil canal with access to North Lake and a chain of lakes including Lake Bryant and Halfmoon Lake. Upon entering, you'll be greeted by a warm and inviting atmosphere, with ample natural light accentuating the spacious living areas. The open layout seamlessly connects the living room, dining area, and kitchen, creating an ideal space for gatherings and relaxation. The well-equipped kitchen boasts modern appliances and plenty of cabinet space, making meal preparation a breeze. Enjoy casual dining at the breakfast bar or host formal dinners in the adjacent dining area. Unwind in the cozy bonus room, which offers versatility as a home office, hobby space, or additional living area. Retreat to the comfort of the primary bedroom, complete with a private porch overlooking the serene canal—a perfect spot to enjoy your morning coffee or unwind after a long day. Step outside to discover your own private oasis, complete with a fenced yard and outdoor fire pit, perfect for entertaining guests or simply enjoying the peaceful surroundings. A large shed provides ample storage space for all your outdoor equipment and tools. Boating enthusiasts will appreciate the private dock, offering direct access to the chain of lakes for endless water activities. With an RV plug-in and a one-car garage, there's plenty of room for parking and storing your vehicles and toys. Residents of Silver Lakes Acres also have access to a neighborhood boat ramp, providing easy entry to the nearby lakes for fishing, boating, and water sports. Plus, with a private lake offering exclusive access and no public entry, you can enjoy the tranquility of lakeside living without the crowds.
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,999 | $239,999 | $239,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6..375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.623% |
Monthly Tax Payment | $141 | $141 | $141 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,637 | $1,595 | $0 |
Total Monthly Payment | $1,853 | $1,811 | $216 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.