Another Price Reduction - Motivated Seller - FULLY FURNISHED AND NICELY UPDATED - is freshly updated and features fresh white cabinetry in bathroom and kitchen, updated flooring, appliances, and is even furnished in relaxing coastal Florida colors with lovely furnishings to match including a sleeper sofa in the living room, the only thing you need is a toothbrush and swimsuit. This unit has a comfortable 1 bedroom, 1 bathroom with a large storage closet in the hallway, open family room / dining area right off of the kitchen area - family room opens up to the spacious covered lanai and is the perfect place to enjoy your morning coffee while listening to the birds and enjoying the peaceful mornings and evenings. You will be wowed with the quaint courtyard atmosphere that greets you - a perfect place to socialize with your neighbors and friends. Riverhouse Condominium is both a friendly and affordable community that enjoys 5 public area golf courses, a community park with a picnic pavilion, playground, tennis courts, walking and biking trails, and public restrooms, not to mention you are just a short drive to all the beaches of Manasota Key, Boca Grande, Englewood and Venice Beaches. Spring training facilities for Atlanta Braves in North Port as well as Tampa Bay Rays in Port Charlotte are also an easy 20-30 minute drive. The community is friendly and very active - features a fishing pier, two community pools - one is heated, with outdoor showers / bathrooms, tennis court, clubhouse, fishing dock, community picnic tables and barbecue grill areas. Roofs have all been replaced as of 2022. New hot water heater - 2021; new microwave - 2024. Listing agent is offering home warranty towards one year home warranty to cover buyer. SELLER CANNOT CLOSE UNTIL JUNE 1, 2024. HOME WARRANTY. SELLER SAYS BRING OFFER -
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $111,920 | $111,920 | $111,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.984% | 7.146% | 6.256% |
Monthly Tax Payment | $171 | $171 | $171 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $745 | $744 | $944 |
Total Monthly Payment | $991 | $990 | $1,190 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.