This renovated and updated villa in On Top of the World (55+ community) is being sold FURNISHED. 98% Turnkey. The lanai has had new energy efficient windows installed a few years ago so the square footage reflects all that as usable air conditioned space. Enjoy the two TVs in living room to watch two games at once or whatever you want or move one to the second bedroom. The master bedroom has a good sized TV on dresser that has a granite top.
The master bath toilet has a heated seat and light for night convenience.
Kitchen is modern and although not granite the countertop and large backsplash are attractive. Also under and over cabinet lighting. Dining area has a circular table and seller is leaving bookshelves in the corner so buyer has a place for collectables or books or other storage. Bookshelves around the table/desk in the lanai will stay so new owner has a convenient work space or computer work space with room for paperwork, etc. Other bookshelves and electronics will be removed. Can discuss with buyer if they want filing cabinet. Concrete pad out back could be used for grilling or possible golf cart storage.
The roof was replaced in 2017, and water softener in 2020. The HOA fee includes basic cable, all exterior and roof maintenance, landscaping, trash, 24/7 guarded gates in addition to all the OTOW amenities. Check out www. otowinfo. com
Garage is extra long with quality washer and dryer that the owner is leaving.
OTOW has many activities for active residents. Three golf courses, 20+ pickleball courts, indoor and outdoor pools, Master the Possibilities
is a lifelong learning program with many varied course offerings. www. masterthepossibilities. org
In addition there are 175 clubs for those who want to join with others of similar interests.
There is an application process with On Top of the World community. Document is in the attachments. Seller will consider seller financing
with 50% cash downpayment. This gives the buyer time to sell another property. Owner financing terms can be discussed.
TWO NEW ADDITIONS: 1. Added third screw to each rafter to qualify for lowest insurance rates. 2. New Kohler toilet seat in master bath - has night light and heated seat. Listing agent is the seller and a licensed Florida Real Estate Broker.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $151,200 | $151,200 | $151,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $198 | $198 | $198 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,031 | $1,005 | $1,275 |
Total Monthly Payment | $1,304 | $1,278 | $1,548 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.