Terra Ceia Bay Turn-key furnished 3 bedroom, 2 bath end unit condo! Updated 2023 kitchen cabinets and counter tops and in 2nd bathroom and both have granite counters. End unit condo provides plenty of windows. The condo also offers inside laundry area, primary bedroom with en-suite bathroom with dual sinks and walk-in closet and ensures privacy. The second bedroom all set for guests, 3rd bedroom you can use for bedroom or a den. There is an assigned storage unit outside the front door in the front balcony area and an under building assigned parking space, plenty of guest parking, grilling area and close proximity to heated pool and Clubhouse with lots of amenities to offer in this golfing community. On site bar, restaurant, tennis, pickleball, fitness center, workout rooms, public 18 hole golf course, large community pool with pool side tiki bar and a 2nd pool close to this Estuaries II complex, a boardwalk to a 500 foot fishing pier with a view of the Sunshine Skyway Bridge. A great place to enjoy the wildlife. The area boasts the sandy beaches of Anna Maria Island, Bradenton and Holmes beaches, UTC Mall, Ellenton Premier Outlet Mall, and easy access to Hwy 75 and 275 to get to St. Petersburg, Tampa or Sarasota. A lot to offer. Can't help but love it.
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Our Executive Mortgage Banker:
Our Insurance Division:
$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.936% | 7.159% | 6.276% |
Monthly Tax Payment | $454 | $454 | $454 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,319 | $2,260 | $2,867 |
Total Monthly Payment | $2,848 | $2,789 | $3,396 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.