****PROPERTY ELIGIBLE FOR 2-1 BUY-DOWN OPTION FOR LOWER INTEREST RATE- MOTIVATED SELLERS!**** Welcome to your dream waterfront retreat in the highly sought-after Community of Epperson Ranch South! This stunning 4 bedroom, 2 bathroom home boasts a spacious layout plus modern amenities that are great for comfortable living. As you step inside, allow your eyes to wander straight through the living room windows, and become immediately captivated by the gorgeous view of the pond. Regardless of the time of day, this backyard view will be there to greet you, offering generous natural lighting and tranquility. Reeling it back to the front entrance, you'll notice sleek ceramic tile, which you'll find in all wet areas, offering both durability and easy maintenance. All bedrooms and living areas provide a cozy atmosphere with its plush carpet flooring that is still like new! Relax and unwind in the generous primary suite, which, like the living room, offers a direct view of your backyard and pond. Complete with a private en-suite bathroom featuring dual sinks and large freestanding shower, the primary suite comes equipped with a walk-in closet spacious enough to store a full size dresser (or two). Three additional bedrooms offer versatility for guests, home offices, or hobbies. The heart of this home is the centralized kitchen featuring sleek countertops, classic appliances, and ample cabinet space for all your culinary needs. And if that isn't enough, the spacious pantry will be! The adjoining dining area is ideal for enjoying meals with family and friends. Just off of the dining area and through the sliding glass doors, a picturesque setting, complete with a paved back lanai, awaits your company for al fresco dining or simply soaking up the Florida sunshine. With waterfront views and access to the stunning Epperson Lagoon just 3 minutes away, you'll feel like you are on vacation year-round. Conveniently located near a variety of shopping and dining options, as well as recreational amenities, this home offers the perfect blend of tranquility and convenience. Do not miss your chance to make this waterfront oasis yours! Schedule your showing today!
*** $309, 000 VA loan assumable with SN Servicing Corporation at 2. 75% interest rate, if buyer qualifies***
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $347,999 | $347,999 | $347,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $636 | $636 | $636 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,374 | $2,313 | $2,935 |
Total Monthly Payment | $3,085 | $3,024 | $3,646 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.