SUBSTANTIAL PRICE IMPROVEMENT!!! Beauitfully maintained, with lots of updates, this Charlotte Square's Regency House 2 bedroom, 2 bath condo is move in ready! HURRICANE IMPACT WINDOWS were installed in 2016, electrical panel replaced in 2019, A/C replaced in 2023. The kitchen, with a large breakfast bar, features newer stainless appliances and is open to the dining room and living room. The ensuite master bedroom has a an updated bath with beautiful tile step in shower and frameless glass doors. The guest bath has been updated, too. There is also a secured storage room on the first floor. Carports have been designed to replace those that Hurricane Ian destroyed. These should be up by mid summer (see photo). A maintenance free, vibrant 55+ community in the heart of Port Charlotte, this community has so much to offer including 2 heated pools, tennis courts, grilling areas, a large laundry room plus a gathering room on the 3rd floor which is equipped with a kitchen and is available to the residents for social activities. . Regency House has a new roof, air conditioning, new carpet in hallways and freshly painted inside. It is a very short distance to the library, shopping, restaurants and medical facilities. The water is included with the association dues along with exterior insurance, grounds maintenance. . . and more. Call to view your future home today.
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Our Executive Mortgage Banker:
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$99,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $79,920 | $79,920 | $79,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.984% | 7.146% | 6.256% |
Monthly Tax Payment | $58 | $58 | $58 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $532 | $531 | $674 |
Total Monthly Payment | $665 | $664 | $807 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.