Perched serenely above the road, this striking Peacham home embodies a modern colonial aesthetic seamlessly fused with an emphasis on efficiency and spaciousness. A soaring vaulted ceiling in the kitchen, a cozy dining nook, and abundant storage including dual pantry spaces and ample counter space create a culinary haven. A distinguished central library is surrounded by custom-built bookshelves, while a generous living area adjoins a charming sitting room. Completing the main level is a bedroom, a sizable mudroom with a tiled floor, and a convenient laundry area. This home is bathed in natural light, has hardwood floors, glass doors, beautiful views, and inviting layout. Upstairs, an expansive primary bedroom awaits, featuring its own private second-level porch. A full bathroom and two additional bedrooms round out the second floor. The walkout lower level, currently utilized as a studio, provides abundant possibilities. Equipped with solar panels, a heat pump, and a Tesla battery, this home is as sustainable as it is stylish. Outdoors, the 7. 5+/- acres of property offer a stone patio, delightful perennial gardens, sheds, and a sprawling lawn ideal for gardens or animals. Just one mile from the Peacham village, which hosts farmer's markets, community gatherings, and is the epitome of Vermont's quintessential small-town charm.
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Our Executive Mortgage Banker:
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$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,200 | $559,200 | $559,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
Monthly Tax Payment | $730 | $730 | $730 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,815 | $3,717 | $4,719 |
Total Monthly Payment | $4,637 | $4,539 | $5,541 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.