4964 Cedarbrook LANE, Hernando Beach, FL, 34607 | $550,000

This updated, Move-In-ready home in Hernando Beach offers direct Gulf of Mexico access and features 2 bedrooms and 2 bathrooms. The home boasts several upgrades, including a new roof in 2024, a new air conditioner in 2024, new stainless-steel appliances in 2023, granite kitchen countertops in 2023, a rolling kitchen island, and tile floors throughout the entire home. Additionally, it includes a screen patio overlooking the canal behind the home. No HOA… Short Term Rentals Allowed.

Situated on a lot and a half, the property offers 90 feet of saltwater canal frontage on the main canal in Hernando Beach. It features a huge floating dock with 2 drive-on jet ski docks, providing ample space to dock a large boat or multiple boats behind the home. The canals in this area are infused with saltwater, offering seamless navigation directly to the Gulf of Mexico without encountering fixed bridges or any obstructive challenges, making it highly sought-after for boating enthusiasts.

Hernando Beach is a hidden gem along the Gulf of Mexico, known for its recreational fishing and boating. The community offers a blend of tranquility and vibrant coastal living, with waterfront tiki bars, marinas, fine dining restaurants, seafood markets, and charming shops. While it lacks a traditional beach, Hernando Beach compensates with its cool coastal vibe.

The area is renowned for its active commercial seafood industry, focusing on shrimping and stone crabbing. The world-class fishing experience is supported by the unspoiled marsh and mangrove coastline, offering inshore fishing for redfish, tarpon, and snook, as well as nearshore grass flats fishing for grouper, sea trout, and kingfish.

For a refreshing escape, the Weeki Wachee spring and river, just 5 minutes away, offer cool 74-degree fresh spring water, perfect for swimming, paddleboarding, and kayaking in a pristine natural environment.

Despite its seemingly isolated location, Hernando Beach is conveniently located less than 10 minutes from US 19, providing access to amenities such as Publix, shopping centers, chain restaurants, Walmart, Sam's Club, and four major hospitals. Additionally, Tampa International Airport is just 1 hour away, and the magic of Disney is a mere 90-minute drive, adding an extra layer of convenience to this coastal community.

In summary, Hernando Beach offers an extraordinary Gulf Coast Fishing Homes Lifestyle, where the rhythms of the sea and the charms of coastal living converge in perfect harmony. Welcome to a community where isolation feels like a luxury, and the beauty of the Gulf Coast unfolds in every tide and sunset.

Features

  • Rooms: 3
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 90 x 100
  • Laundry: Laundry Room
  • Year Built: 1961
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,100
  • Acreage: 0.21
  • Lot Size: 90 x 100
  • Est. Taxes: $6,063
  • View: Water
  • Appliances: Dishwasher, Range, Refrigerator
  • MLS#: W7862222
  • Days on Market: 71 days
  • Website: https://www.raveis.com
    /prop/W7862222/4964cedarbrooklane_hernandobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/12/2024 3:02:35 AM)
Listing courtesy of GULF COAST FISHING HOMES RLTY   Phone: 813-394-4356

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4964 Cedarbrook LANE, Hernando Beach, FL, 34607

$550,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $440,000 $440,000 $440,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 7.125% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.282% 6.538%
Monthly Tax Payment $505 $505 $505
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,002 $2,964 $3,773
Total Monthly Payment $3,599 $3,561 $4,370

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.