This updated, Move-In-ready home in Hernando Beach offers direct Gulf of Mexico access and features 2 bedrooms and 2 bathrooms. The home boasts several upgrades, including a new roof in 2024, a new air conditioner in 2024, new stainless-steel appliances in 2023, granite kitchen countertops in 2023, a rolling kitchen island, and tile floors throughout the entire home. Additionally, it includes a screen patio overlooking the canal behind the home. No HOA… Short Term Rentals Allowed.
Situated on a lot and a half, the property offers 90 feet of saltwater canal frontage on the main canal in Hernando Beach. It features a huge floating dock with 2 drive-on jet ski docks, providing ample space to dock a large boat or multiple boats behind the home. The canals in this area are infused with saltwater, offering seamless navigation directly to the Gulf of Mexico without encountering fixed bridges or any obstructive challenges, making it highly sought-after for boating enthusiasts.
Hernando Beach is a hidden gem along the Gulf of Mexico, known for its recreational fishing and boating. The community offers a blend of tranquility and vibrant coastal living, with waterfront tiki bars, marinas, fine dining restaurants, seafood markets, and charming shops. While it lacks a traditional beach, Hernando Beach compensates with its cool coastal vibe.
The area is renowned for its active commercial seafood industry, focusing on shrimping and stone crabbing. The world-class fishing experience is supported by the unspoiled marsh and mangrove coastline, offering inshore fishing for redfish, tarpon, and snook, as well as nearshore grass flats fishing for grouper, sea trout, and kingfish.
For a refreshing escape, the Weeki Wachee spring and river, just 5 minutes away, offer cool 74-degree fresh spring water, perfect for swimming, paddleboarding, and kayaking in a pristine natural environment.
Despite its seemingly isolated location, Hernando Beach is conveniently located less than 10 minutes from US 19, providing access to amenities such as Publix, shopping centers, chain restaurants, Walmart, Sam's Club, and four major hospitals. Additionally, Tampa International Airport is just 1 hour away, and the magic of Disney is a mere 90-minute drive, adding an extra layer of convenience to this coastal community.
In summary, Hernando Beach offers an extraordinary Gulf Coast Fishing Homes Lifestyle, where the rhythms of the sea and the charms of coastal living converge in perfect harmony. Welcome to a community where isolation feels like a luxury, and the beauty of the Gulf Coast unfolds in every tide and sunset.
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Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $505 | $505 | $505 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,002 | $2,964 | $3,773 |
Total Monthly Payment | $3,599 | $3,561 | $4,370 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.