REDUCED READY & REALLY NICE! Originally built in 1902 and totally renovated in 2021 this amazing home features 2500 Sq Ft with 4/5 Beds and 3 Baths including a legal mother/daughter floor plan with a lower level apartment and private entrance. Sun drenched rooms thru out 1st floor offers an inviting Foyer, spacious Living Room, gorgeous white Kitchen with stainless appliances, leathered granite counters with island, dining area, Primary en suite with beautiful Hudson River & mountain views with Bath & slider to new deck. 2nd floor offers 2 bedrooms with ceramic bathroom with dual sinks & marble counter, huge finished dormer attic walk in closet & more amazing views! Apartment lends itself to many possibilities perfect for multigenerational or in home office with own deck. All updated mechanicals inc. smart thermostats. Located within 15 minutes to I84, I87, Stewart Airport, Mid Hudson Bridge, Newburgh Beacon Bridge & MTA train. Veterans may qualify for a VA Loan assumption at 3. 75%!
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Our Executive Mortgage Banker:
Our Insurance Division:
$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | $875 | $875 | $875 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,456 | $2,393 | $3,087 |
Total Monthly Payment | $3,406 | $3,343 | $4,037 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.