Welcome to luxury living at its finest in The Lakes @ Setauket! This lovely maintained condo boasts the highly sought-after K-model, offering a sun-filled ambiance throughout. The convenience of a first-floor primary bedroom with an en suite bath enhances the ease of daily living. The interior showcases vaulted ceilings and a tastefully designed eat-in kitchen with neutral cabinets. Sliders lead to a rear patio, providing a perfect spot to enjoy breathtaking lake views. The community, sprawled over 56 meticulously manicured acres, includes multiple lakes, a state-of-the-art clubhouse with a gym, salt-water in-ground pools, tennis and pickleball courts, and a playground. With acclaimed Three Village schools, low taxes, and its close proximity to Stony Brook Hospital and University, this condo is a must-see gem that embodies the perfect balance of comfort, elegance, and community living. Don't miss the opportunity to make this sun-filled K-model your home in The Lakes @ Setauket, where every day is a blend of luxury and convenience!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$549,996
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,997 | $439,997 | $439,997 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.623% |
Monthly Tax Payment | $404 | $404 | $404 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,002 | $2,964 | $3,803 |
Total Monthly Payment | $3,498 | $3,460 | $4,299 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.