Great condo alternative. Welcome to 25 Dutch Street located just a short walk from Cortlandt Metro North Train Station! This cozy, one bedroom, well maintained ranch is a great condo/co-op alternative. Lives like a studio loft with an open floor plan that easily flows from living room, with wood burning stove, to bedroom area (wall or sliding barn door can easily be installed for privacy), to kitchen with granite counters and dining area. Enjoy many evenings either on the covered front porch or back patio. This private country getaway sits on close to half an acre of land and offers tiered gardens with stone walls for the secret farmer in all of us. Located at the end of Dutch Road is the entrance to George's Island Park and a short ride brings you to Charles J. Cook Park. Short walk to Metro North (under an hour to Grand Central), major highways, hiking/biking trails, water front parks and more. Expansion possibilities. Roof, Heating System, Hot Water Heater, Windows all replaced in 2017/18; Electric: New 200 AMP service in 2017/18. Split ductless air conditioning and wood burning stove installed in 2020.
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Our Executive Mortgage Banker:
Our Insurance Division:
$318,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $254,400 | $254,400 | $254,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.538% |
Monthly Tax Payment | $323 | $323 | $323 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,735 | $1,691 | $2,181 |
Total Monthly Payment | $2,133 | $2,089 | $2,579 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.