This delightful 4-bedroom Arts and Crafts-style home with a generous deck and yard situated on a quiet street in an established neighborhood is just 10 minutes from Woodstock and Kingston, making it easy to hop in the car and access shopping, dining, entertainment, and outdoor pursuits such as hiking and swimming. The house is also within walking distance to the West Hurley Ashokan Rail Trail entrance. As you enter the home through the front door, you are welcomed by a large foyer that leads to the inviting open-plan dining/living area for personal enjoyment or entertaining guests. A bright kitchen overlooks a dining room that features custom shelving and two sets of French doors. One set leads to the spacious wood deck surrounded by lush greenery from spring to fall. The other set opens to an oversized sunken living room that can accommodate plenty of comfortable seating as well as a second dining table. A Jotul wood stove adds to the ambience. Also on the first floor, you'll find a sizable primary bedroom that leads to a combined full bath and utility room. Upstairs, there are three additional bedrooms and a second full bath with a bathtub. Any of the bedrooms could serve as a guest room, office, crafts room, or yoga studio/gym. This charming home is set back from the street on a deep lot with a detached two-car garage featuring distinct bays. The bay with windows could make a terrific spot for a studio or workshop that looks out onto a forest view. The lawn that parallels the house and garage extends to the back of the property and is large enough to accommodate a fenced-in garden or dog yard. There's enough space to add play equipment and new plantings. Recent improvements include new interior and exterior paint, new gutters, new tile flooring in the upstairs bathroom, newly planted native and pollinator landscaping, and new exterior steps off the living room. A list of extensive improvements made in the past few years is available. This soulful two-story home is 13 miles from Saugerties; 18 miles from Phoenicia; 30 miles from Hunter; and approximately 95 miles from the George Washington Bridge.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $397,600 | $397,600 | $397,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.518% |
Monthly Tax Payment | $333 | $333 | $333 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,712 | $2,643 | $3,409 |
Total Monthly Payment | $3,120 | $3,051 | $3,817 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.