203 Mountain Ridge Drive, #203, Mt. Sinai, NY, 11766 | $689,000

Gorgeous private community of 18 luxury pud condos, nestled on 23 Park like acres. Located north of North Country Road, in the famed blue ribbon, Mount Sinai school district. Each time you enter and exit the driveway, Enjoy a breathtaking Birdseye view of the Mount Sinai Harbor. This home features three spacious bedrooms, tons of closets, open floor plan, living room with wood fireplace, 2. 5 baths, sliders out to a balcony overlooking nature at its best, full basement, With walk out to paver patio. The clubhouse is newly renovated and amenities include in-ground pool, tennis courts, and fully equipped gym. This home is in close proximity to many amazing restaurants, parks and don't forget to enjoy the beautiful sunsets and live music at Tiki Joe's @ Cedar Beach located just around the corner. With the Amazing views, location and move-in-ready immaculate home, this won't last!

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Style: Townhouse
  • Year Built: 1990
  • Garage: 1-car Attached, 1 Car Attached, Driveway
  • Heating: Oil, Forced Air
  • Cooling: Central Air
  • Basement: Full, Walk-Out Access
  • Approx Sq. Feet: 2,800
  • Acreage: 0.06
  • Est. Taxes: $12,690
  • HOA Fee: $900 Monthly
  • Lot Desc: Cul-De-Sec, Private
  • Water Front: Yes
  • Elem. School: Mount Sinai Elementary School
  • Middle School: Mount Sinai Middle School
  • High School: Mount Sinai High School
  • School District: Mount Sinai
  • Pet Policy: Call
  • Appliances: Dishwasher, Dryer, Refrigerator, Washer
  • MLS#: 3532825
  • Days on Market: 52 days
  • Website: https://www.raveis.com
    /prop/3532825/203mountainridgedrive_mtsinai_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Katelin RoselloSales Associate

203.507.6553

Katelin.Rosello@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Diane PadelliInsurance Sales Director, William Raveis Insurance

203.444.0494

Diane.Padelli@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

203 Mountain Ridge Drive, #203, Mt. Sinai, NY, 11766

$689,000

Katelin Rosello

Sales Associate

William Raveis Real Estate

Phone: 203.507.6553

Katelin.Rosello@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $551,200 $551,200 $551,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.133% 6.256%
Monthly Tax Payment $1,058 $1,058 $1,058
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,760 $3,663 $4,648
Total Monthly Payment $4,910 $4,813 $5,798

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.