Welcome to this charming farmhouse nestled on 1. 1 acres of serene landscape along the picturesque Black River. Step inside to discover a welcoming open kitchen which is complemented by a large island perfect for both meal preparation and casual dining. Convenient first-floor laundry facilities add to the practicality of this home as well as a full first floor bathroom, enhancing your daily living experience. Upstairs, retreat to the comfort of an open concept living area offering ample space for rest and relaxation. An upstairs 3/4 bath with a tub adds versatility to the home's amenities. Outside, the property offers an idyllic setting for outdoor enjoyment, with a back porch with steps down to the back yard. The property's direct access to the Black River presents endless opportunities for enjoying the scenic surroundings, allowing you to immerse yourself in the natural beauty of Vermont. Furthermore, its convenient proximity to Okemo Ski Mountain makes it an ideal retreat for winter sports enthusiasts, while also providing easy access to shopping, restaurants, and other amenities in downtown Cavendish and Ludlow.
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Our Executive Mortgage Banker:
Our Insurance Division:
$339,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $271,200 | $271,200 | $271,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $351 | $351 | $351 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,850 | $1,802 | $2,287 |
Total Monthly Payment | $2,276 | $2,228 | $2,713 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.