Welcome to a captivating 1920s Georgian Colonial, nestled on a secluded one-and-a-half-acre expanse in Nayatt Point, bordering the historic Donald Ross golf course at the Rhode Island Country Club. This distinguished residence boasts exquisite interior craftsmanship, highlighted by a grand main staircase, lofty nine-foot ceilings, and four graceful fireplaces. The expansive living room showcases elegant glass built-in bookcases, while the inviting dining room is adorned with a striking fireplace surround. Throughout the home, beautiful hardwood floors lend warmth and character. A generously-sized eat-in kitchen provides a perfect space for culinary endeavors, while a charming south-facing sunroom beckons you to unwind and bask in the sunlight. This stately abode offers seven bedrooms and three and a half bathrooms, including a primary suite with access to a private upper deck, complete with its own bathroom and office. The third floor presents a full bathroom and intriguing curved dormers, creating secluded retreats ideal for extended family, home offices, or additional bedrooms with views of Narragansett Bay. An elevated bluestone terrace, accessible from various points within, offers an idyllic setting for outdoor gatherings. A covered bluestone walkway leads to the three-car garage discreetly positioned behind the home, providing ample storage and parking. This remarkable property embodies timeless elegance and offers an array of amenities for gracious living.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,795,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,436,000 | $1,436,000 | $1,436,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.875% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.430% | 6.977% | 6.790% |
Monthly Tax Payment | $2,529 | $2,529 | $2,529 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $8,725 | $9,434 | $12,608 |
Total Monthly Payment | $11,379 | $12,088 | $15,262 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.