Fabulous Manufactured 2 Bedroom 2 Bath Pool Home. Pool is an inground Gunite/concrete with screened enclosure and pool is solar heated and solar panels are owned. This hidden gem is located in the highly desirable Zephyr Ridge Community, no restriction and no fees. This well kept 1, 657 square foot Palm Bay home features 9' ceilings, 2x6 walls, 2x8 floor joists and Transom Windows that let in all kinds of light. Enjoy the great eat-in kitchen and lovely Living Room as you gaze out to the inviting pool area. The screened in enclosure allows you to leave the door open on cooler days as you enjoy the breezes throughout the house. This charming home does not stop there, you will also find a formal dining room for those get-togethers and an bonus room for an office, craft room, or whatever else you need. As you go down the hallway your will find a guest bathroom with a shower/tub and tons of cabinets. Across the hall is a nice sized 2nd bedroom. At the end of the hall you will find the lovely master suite with a huge walk-in closet and a master bathroom with double vanity and shower, and a good sized linen closet and plenty of cupboards. The flooring in the home is carpet and new water-proof laminate. Your haven extends beyond the walls, beckoning you to entertain in style with a 27' x 21' screened enclosed 10' x 20' in-ground pool and the promise of endless Florida sunshine. There is an open patio and parking under the carport. The upgraded roof was replaced in 2022, the AC is 4 years old, the stove/microwave are newer. Also for storage/workshop there is an 8x12 foot building wired for electric. Everything is permitted. Relax and enjoy your new home all within easy access to medical and retail, ensuring that you're never too far from the pulse of convenience. Don't miss the chance to make this your home. Bedroom Closet Type: Walk-in Closet (Primary Bedroom).
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,920 | $239,920 | $239,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.538% |
Monthly Tax Payment | $113 | $113 | $113 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,637 | $1,595 | $2,057 |
Total Monthly Payment | $1,825 | $1,783 | $2,245 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.