One or more photo(s) has been virtually staged. Welcome to your new home in the sought-after CHULA VISTA community, nestled in the serene Oviedo/Chuluota area. This unique walk-out basement architectural style home with NEW ROOF AND EXTERIOR PAINT sits on over an ACRE of land, boasting a unique layout with endless possibilities for renovation and personalization. Upon arrival, you'll be greeted by the charm of mature oak trees that enhance the beauty of this peaceful country setting. With NO HOA restrictions, you have the freedom to truly make this home your own. The exterior features a 2-car side entry garage and an expansive driveway, providing ample parking space for you and your guests. Step inside to discover NEW LUXURY PLANK VINYL FLOORS throughout a majority of the home and the main living area, comprising of a living room, kitchen, master bedroom, and bathroom, along with three secondary bedrooms and another bathroom. The large bonus room, accessible from both the kitchen and master bedroom, offers wooded views of the expansive backyard, adding to the tranquility of the space. Venture downstairs to find a generously sized family room, laundry area, two additional secondary bedrooms, a bathroom, and another bonus room with wooded views. From this level, you can conveniently access the two-car garage. Zoned for highly rated Seminole County schools, including Hagerty High school, and just a short commute to UCF, Seminole State College, and shopping. Outdoor enthusiasts will love being situated near hiking and biking trails, a canoe launch, and parks, offering endless opportunities for recreation and relaxation. Don't miss the chance to transform this distinctive property into your dream home. Schedule a showing today and seize the opportunity to experience the charm and potential of this one-of-a-kind residence.
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | $467 | $467 | $467 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,723 | $2,653 | $3,423 |
Total Monthly Payment | $3,265 | $3,195 | $3,965 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.