This turn-key Colonial is sited across from the Richmond Town Hall in a historical village setting. Renovated from the studs in, you won’t have to worry about maintenance and upkeep for some time. Landscaping has been completed and fresh grass planted. There are 2-bedrooms, 2-bathrooms, plus a flex room, which could be used as a dining room, bedroom, office space or as you see fit. The home offers a grand staircase in the center of the house with a modern iron black railing creating a peek through, while leaving some separation between rooms. The focal point of the living room is a propane fireplace, and a built-in desk area. You will love the beautiful kitchen with its unique island salvaged from an original piece in the house. Everything is brand new; electrical, plumbing, propane baseboard heating system, kitchen, bathrooms, flooring, windows, doors, ceiling fans, the roofs on both the house and the garage, siding, rain gutters and the back deck. The basement has been dug out to standing room and a concrete floor was poured. Agent related to seller.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $299,920 | $299,920 | $299,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.518% |
Monthly Tax Payment | $180 | $180 | $180 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,046 | $1,993 | $2,572 |
Total Monthly Payment | $2,301 | $2,248 | $2,827 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.