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23 Valley St, Belleville, NJ, 07109-3022 | $439,900
Custom built home was knocked down, and reconstructed and reframed from scratch in 2018. All studs, framing, sheathing, siding, walls and floors were constructed in 2018. Open space design on the first floor features large living room, dining room, kitchen and full bath. Construction features engineered wood joists, spanning the entire width of the dwelling. There is 5/8th fire rated sheetrock walls/ceilings for the fire protection and additional sound proofing. The roof is ultra HD roof shingle. Second floor features three large bedrooms and a large main bath with a Jacuzzi and hot tub, Bluetooth speakers and TV. Unit needs to be connected to power and finished. The attic is 440 sq. ft. stand up, with forced air heating/cooling as well as a hot air forced fan to reject summer hot air from attic. The buyer will need to obtain from the town a temporary CCO.
Features
- Rooms: 6
- Bedrooms: 3
- Baths: 2 full
- Lot Size: 35X100
- Style: Custom Home
- Year Built: 1897
- Heating/Cooling: Gas-Natural 2 Units, Forced Hot Air
- Cooling: 2 Units, Attic Fan, Ceiling Fan, Central Air
- Basement: Crawl Space, Unfinished
- Acreage: 0.08
- Lot Size: 35X100
- Est. Taxes: $7,879
- MLS#: 24005064
- Days on Market: 82 days
- Website: https://www.raveis.com
/prop/24005064/23valleyst_belleville_nj?source=qrflyer
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William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
23 Valley St, Belleville, NJ, 07109-3022
$439,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $351,920 | $351,920 | $351,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
| Monthly Tax Payment | $657 | $657 | $657 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,401 | $2,371 | $3,017 |
| Total Monthly Payment | $3,133 | $3,103 | $3,749 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NJ Residential Mortgage Lender 2630