Charming farmhouse situated on 42. 1 acres of serene landscapes and farmland for your use and recreation! This 5 bedroom 1. 5 bathroom home was built in 1850. With so many of the original details preserved including the wide plank hardwood floors throughout, the post and beam exposed ceilings, moldings and hardware this home is one of a kind. First floor has many windows overlooking your incredible views and land. One bedroom is located on the first floor for convenience as well as a large enclosed porch to enjoy those Vermont summer nights. Kitchen has many of the original details with the moldings and farmhouse sink. An additional 4 bedrooms and full bathroom are located upstairs. Basement is unfinished. Situated on 42 plus acres with a barn this property presents an excellent opportunity for rural living or farming potential. Parcel is split up with 11. 5 acres on the south side of a road intersecting and 30. 6 on the northside. Located in Richford, in Franklin County, you are only an hour and a half from Montreal and an hour from Burlington. Enjoy the beauty of this property and its small town charm.
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Our Executive Mortgage Banker:
Our Insurance Division:
$359,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $287,920 | $287,920 | $287,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $627 | $627 | $627 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,964 | $1,940 | $2,469 |
Total Monthly Payment | $2,666 | $2,642 | $3,171 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.