Beautiful two-story single family home with over 3, 000 square feet of heated living space backing up to wooded conservation area. This 4 bedroom / 3 bath home with office/media room features separate living and dining rooms and spacious family room with sliders looking out to wooded conservation. Entire first floor has gorgeous bamboo flooring, arch doorways and crown molding. Kitchen and baths with granite counters and stainless steel appliances. New roof and two new AC units in 2020. Recent exterior paint. Primary bath has dual sinks, garden tub and separate shower. Exterior highlights include large, covered and screened patio overlooking wooded conservation and custom firepit area. Heritage Harbor Golf community features public golf course, driving range, Recreation Center, restaurant, resort style pool/water park, parks, playgrounds and tennis courts. Great location zoned for A-rated, 3 school campus (George Steinbrenner High School, McKitrick Elementary and Martinez Middle). Minutes from access ramp to Suncoast Expressway via Lutz Lake Fern. There are daycares, pre-schools, shopping, restaurants within 15 minutes.
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Our Executive Mortgage Banker:
Our Insurance Division:
$665,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $532,000 | $532,000 | $532,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | $766 | $766 | $766 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,629 | $3,536 | $4,561 |
Total Monthly Payment | $4,487 | $4,394 | $5,419 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.