Presented byO & C Homes Team |
Who is ready to own a piece of New Milford History? Dating back to 1860, the Sellers great grandfather once had his medical practice here in this 6 bedroom 2 and 1/2 bath home. Main level boasts 10 foot ceilings, an eat in kitchen with access to the fenced in backyard, formal dining room, formal living room with a marble fireplace, as well as a cozy den including a recently added half bath, all together offering plenty of space for the family. Upstairs 5 bedrooms, all with hardwood floors, and 9+ foot ceilings, a full bath and convenient walk up attic combine to make the possibilities endless. VC Zoning allows for a multitude of investment opportunities as well. What is now the mudroom/laundry room, which provides easy access from the driveway, was once a second kitchen that has access to the 6th bedroom and full bath that could allow for extended family, rental income, or perhaps a home business. Updated HVAC with Central Air! Enjoy all of the benefits of living in downtown New Milford while also having a backyard patio perfect for dining outside and a fenced in yard for the kids and pups! HVAC was updated with 4 mini splits on the first floor and a ductless system on the second floor by local contractor Ryan Murphy. Fence is the property line in the backyard. Sellers ideally looking for June closing but can be flexible.
Type | Description | Level |
---|---|---|
Bedroom 1 | Full Bath | Main |
Bedroom 2 | Full Bath | Main |
Bedroom 3 | Full Bath | Main |
Bedroom 4 | Full Bath | Main |
Bedroom 5 | Full Bath | Main |
Bedroom 6 | Full Bath | Main |
Bedroom 7 | Full Bath | Main |
Bedroom 8 | Full Bath | Main |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,999 | $319,999 | $319,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $582 | $582 | $582 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,183 | $2,127 | $2,699 |
Total Monthly Payment | $2,840 | $2,784 | $3,356 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.