STUNNING *WATERFRONT* HOME on a TIP LOT located in a cul-de-sac in desirable deed restricted BURNT STORE ISLES. This 3 Bedroom, 2 Bathroom home with attached 2 Car Garage is being sold *FURNISHED* with many decorative items as well. There is 168 FEET of concrete seawall (maintained by the city of Punta Gorda), concrete dock and 10, 000 lb boat lift. QUICK SAILBOAT ACCESS via Alligator Creek to Charlotte Harbor and on to the Gulf of Mexico. This light and bright home offers an open and split bedroom floor plan with Great Room, well appointed Kitchen, large Dining Area and Inside Laundry. Beautiful design features throughout the home. There is a double door entry glass doors) with transom window into the Great Room. There are large arched windows on each side of the entry. The Great Room features diagonal lay tile flooring, vaulted ceiling, sliding glass doors to the Lanai and opens to the Kitchen. The Kitchen offers staggered height cherry wood cabinets with crown molding, granite counters, tile backsplash, breakfast bar that seats 5, stainless appliances, built in wine rack, 2 cabinets with glass doors. There is a refrigerator, microwave, oven/range, dishwasher and disposal. The Kitchen opens to a large Dining Area with Lana access and 3 huge windows with pool and water view. The Inside Laundry as a washer, dryer and cabinets. The spacious Master Bedroom suite offers Lanai access, has a 16 foot closet with a California Closet style system, office area with large bookcase, desk and two chairs and private bathroom. The master bathroom has his and her vanity areas, each with a sink, cherry cabinets, granite counters and large doorless walk in shower. There are two generous sized guest bedrooms, each with a large double closet with mirrors. The guest bathroom has a large open shower with lovely tile and mosaic design. There is a large cherry wood vanity with granite counter. Your living space extends via pocket sliding glass doors in the Great Room to the screened lanai and pool area with large covered lanai, plenty of deck for sunbathing, stamped concrete deck and walkways, heated swimming pool and connected inground spa and summer Kitchen with GE Monogram grill, hood, refrigerator, sink, wood cabinets. The views from the lanai of the water and lush tropical landscaping are awesome. Continue to the waterfront concrete seawall, concrete dock and boat lift. Other features include: plantation shutters throughout the home, tile flooring in the living areas and lovely engineered wood flooring in the bedrooms, custom ceiling fans and light fixtures, high ceilings and vaulted ceilings, arched doorways and windows. *NEW A/C 2022* . . . . . *NEW TILE ROOF 2023* Burnt Store Isles has deed restrictions but the HOA is voluntary ($50/year). This home is 5 minutes from Golf and 10 minutes from historic downtown Punta Gorda shopping, dining, medical care, waterfront parks, walking and biking paths, art galleries, weekend farmers markets, Fishermen's Village, events and more. This is a stunning home in a great community!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,000,000 | $1,000,000 | $1,000,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.750% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.838% | 6.851% | 6.915% |
Monthly Tax Payment | $788 | $788 | $788 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,737 | $6,486 | $8,849 |
Total Monthly Payment | $7,650 | $7,399 | $9,762 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.