Large 2-story home with owner's suite, a den, full bathroom, and another bedroom all situated on the first floor. The 2nd floor offers a large Loft with storage room, another full bathroom as well as 2 other bedrooms for your guests' convenience. Highlights of this home are: a Brand-New Roof, 2019 Air Conditioning system, Granite and solid surface tops through-out, Huge screened in area for your family gatherings or your hot tub, etc. , Downstairs is all high level laminate /plank flooring along with tile with upstairs having wall to wall tile, Cul-de-sac lot and more. Located in the premier and secure 24/7 gated and beautiful almost maintenance free community of ''The Villages of Royal Palm'' in the heart of Port Orange where shopping, interstate access, hospitals, brand new Emergency Room, beach (7-miles away), The library, doctors, schools and beaches, and churches are all just a few minutes away from you.
HOA covers full lawn care/landscaping, yard pest control and sprinkler maintenance, Spectrum Cable TV and Internet, Exterior Paint (once every 6-years), Pressure washing of house (once a year), tennis courts, basketball court, putting green, shuffle board, bocce ball, horse shoes, table tennis, whirl pool, 2 pools (1 heated), fabulous clubhouse with ballroom and caterers kitchen, fitness center, library, billiard, crafts room, office center, monthly calendar with scheduled activities plus large covered patio to enjoy lunch by the pool.
Don't miss out on this beautiful home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$549,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,920 | $439,920 | $439,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | $379 | $379 | $379 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,001 | $2,924 | $3,772 |
Total Monthly Payment | $3,472 | $3,395 | $4,243 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.