Great opportunity to purchase an affordable 2 bedroom, 1 1/2 bath villa in well established Springwood Villas II. A vibrant 55+ community with plenty of activities and amenities for all to enjoy the Florida lifestyle. This end unit villa boasts over 1000 square feet, attached one car garage with automatic garage door, inviting front patio and cozy back patio. Nice sized living room with sliders that lead to the front patio. Open flow dinning room that leads to second sitting area or office space that also has a set of sliders that lead to the private back patio. Primary bedroom features a private en-suite and walk in closet. Some recent improvements include 2023 -14 seer energy efficient HVAC with a heat pump and UV light, it monitors humidity levels and air quality, smart thermostat controls, and additional prepaid maintenance service; 2020 electric water heater; and 2023 new flat roof. This friendly community features a large, temp-controlled pool, shuffleboard courts, community lake with a fountain by the clubhouse, a clubhouse that includes: a fitness room, pool tables, ping pong tables, & community room for bingo nights and other social events. Value packed association fee includes: Cable TV, Community Pool, Escrow Reserves Fund, Internet, Maintenance Grounds, Property Manager, Pool Maintenance, Recreational Facilities, Sewer, Trash, and Water. Come add your preferred updates and make this your home sweet home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$188,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $150,800 | $150,800 | $150,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.518% |
Monthly Tax Payment | $175 | $175 | $175 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,029 | $1,002 | $1,293 |
Total Monthly Payment | $1,279 | $1,252 | $1,543 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.