If you're seeking a quaint and historic town to call home, the charming 2-bedroom, 1-bathroom property in Brooksville, Florida, might just be what you're looking for. Situated on an oversized lot, this home offers ample space for expansion, allowing you to create your own backyard retreat. Whether you envision a pool, garden, or spacious patio for entertaining, the possibilities are endless. Notably, the absence of HOA or CDD fees grants you the freedom to personalize your property without additional restrictions, enabling you to tailor the space to your preferences. Outdoor enthusiasts will appreciate the abundant recreational opportunities in Brooksville. The nearby Withlacoochee State Forest boasts numerous trails for hiking, biking, and communing with nature. The town's 1885 Russell Street Train Depot offers a glimpse into its rich history, while pick-your-own family farms and orchards provide a taste of the local bounty. Other attractions, such as the Chinesgut Wildlife and Environmental Area and McKethan Lake Recreational Area, offer further opportunities for outdoor enjoyment and relaxation. Beyond its natural beauty, Brooksville offers a range of amenities and conveniences. Close proximity to shopping centers, restaurants, schools, and medical facilities ensures that all your daily needs are easily met. With its desirable location, generous lot size, and affordable price, this home presents a compelling opportunity to embrace the exceptional lifestyle offered by Brooksville, Florida. Don't hesitate to take the first step towards making this property your own and experiencing the charm and tranquility of this delightful community.
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $164,000 | $164,000 | $164,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $163 | $163 | $163 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,119 | $1,090 | $1,383 |
Total Monthly Payment | $1,357 | $1,328 | $1,621 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.