Welcome to your best life in the upscale Cascades Active Adult 55+ Community. This beautifully appointed furnished St. Kitts model - 3 bedrooms / 2 bathrooms, 2 car garage. the den/flex room is perfect for entertaining with a great light and bright open floor plan that features crown molding, custom wood trim, new tile and luxury flooring and eat-in-kitchen. The primary suite offers views of the lake, walk-in closets and upgraded spa design primary bathroom with dual sinks and spa tub. Relax and enjoy tranquility from the heated saltwater pool & spa with views of the lake from the screened lanai. Updated A/C with UV system 2022, new water heater 2022, all new accordion shutters with electric shutter on upper front door window, all new high end screens throughout lanai -2023, updated pool heater 2021, and landscaping to beautify your new home . The Cascades at Estero Community known for its friendly and welcoming neighbors also offers low HOA fees, active clubhouse with media and billiard rooms, fitness/ wellness center, indoor/outdoor pool/spa, tennis courts, pickleball / bocce courts. Close to restaurants, shopping, healthcare and minutes from SWFL International Airport Hwy 41 and the 75 freeway , makes this a perfect place to call home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$585,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $468,000 | $468,000 | $468,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | $524 | $524 | $524 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,193 | $3,110 | $4,013 |
Total Monthly Payment | $3,809 | $3,726 | $4,629 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.