Are you feeling Lucky? Discover your beachside dream in this exquisite 4-bedroom, 2-bathroom oasis, perfectly positioned just a leisurely less than five-minute stroll from public beach access. Recently transformed with meticulous attention to detail, this home boasts a plethora of modern enhancements: a newly installed roof, new windows, comprehensive updates to electrical and plumbing systems (including a Generator-ready new electrical panel), and an expanded living area off the kitchen that dazzles with luxury hurricane resistant sliding glass doors. These doors open to a spacious, newly fenced backyard, offering a blank canvas to craft your personal paradise—imagine installing your own pool under the sunny skies! The property also surprises with an additional fifth room, seamlessly connecting the garage to the new great room. This versatile space is ready to meet any need—be it a home office, playroom, craft area, yoga studio, gym, or even a fifth bedroom. The possibilities are limitless. And with no HOA restrictions, you're free to bring along your recreational toys and truly make this space your own. Embrace the freedom to design your life just steps from the sand in this beautifully upgraded home, where luxury meets convenience in a serene beachside community. All information is intended to be accurate, but is not a hundred percent guaranteed.
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Our Executive Mortgage Banker:
Our Insurance Division:
$530,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $424,000 | $424,000 | $424,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $375 | $375 | $375 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,892 | $2,818 | $3,576 |
Total Monthly Payment | $3,358 | $3,284 | $4,042 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.