399 Lazio CIRCLE, Debary, FL, 32713 | $368,000

Under contract-accepting backup offers. Exceptional opportunity to become the proud owner of a well-maintained, 4-year-old residence nestled in the sought-after Riviera Bella East community. This special home boasts an open-concept design, featuring a well-thought-out floorplan with 3 bedrooms and 2 bathrooms. The generously-sized master bedroom and ensuite bathroom are highlighted by a double sink vanity and a oversized walk-in shower. The home exudes sophistication with a wealth of tile adorning the Living room, Dining room and kitchen areas. The kitchen, a culinary delight, seamlessly connects to the living and dining areas, creating an ideal space for seamless entertaining. Prepare your favorite meals on the center island with a stainless sink, a large pantry, a natural gas range, and exquisite light granite countertops throughout. The convenience of an energy-efficient tankless gas water heater ensures an endless supply of hot water along with a high efficiency Airconditioning System. The interior has been freshly painted and ready for your decorating touches and wall art throughout the home. The attic space has been transformed into a storage space with wooden flooring to accommodate all of your additional storage needs. Step outside onto the covered lanai in your private backyard, perfect for relaxation and barbecues. This premium lot, with no rear or across-the-street neighbors, offers a coveted level of privacy. An added layer of security is provided by the Envera gated security system at the front gate, complemented by integrated smart technology within the home. Indulge in the community's outstanding amenities, including direct access to the St. Johns River for boating enthusiasts. The resort-style clubhouse, pool, fitness center, recreational room, movie room, splash pad, and private boat ramp enhance the overall living experience. Conveniently located near the Sunrail "Debary Station", local restaurants, schools, shopping, and a mere 5 minutes from the I-4 exit and downtown Sanford, this property seamlessly blends comfort and accessibility for an unparalleled lifestyle.

Features

  • Amenities: Clubhouse, Fitness Center, Gated, Park, Playground, Pool, Security
  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2020
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,706
  • Acreage: 0.13
  • Est. Taxes: $3,610
  • HOA Fee: $400 Quarterly
  • View: Park/Greenbelt
  • Elem. School: Debary Elem
  • Middle School: River Springs Middle School
  • High School: University High School-VOL
  • Pet Policy: Breed Restrictions, Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Tankless Water Heater, Washer
  • MLS#: O6177318
  • Days on Market: 77 days
  • Website: https://www.raveis.com
    /prop/O6177318/399laziocircle_debary_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/15/2024 11:32:26 PM)
Listing courtesy of KELLER WILLIAMS REALTY AT THE PARKS   Phone: 407-629-4420

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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399 Lazio CIRCLE, Debary, FL, 32713

$368,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $294,400 $294,400 $294,400
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.133% 6.256%
Monthly Tax Payment $301 $301 $301
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,008 $1,957 $2,483
Total Monthly Payment $2,384 $2,333 $2,859

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.