1400 Fern PLACE, Lakeland, FL, 33801 | $299,900

Nestled within the heart of downtown Lakeland, FL, discover the enchanting allure of this historic two-story home. Boasting three bedrooms and one and a half bathrooms, this residence offers a timeless charm that transports you to a bygone era. Beautiful fencing and tropical landscaping welcome you as you approach the home, creating a warm, inviting feel. As you enter, you're greeted by the elegance of historic architecture. Built in 1924, you see beautifully curved plasterwork, elegant nooks, and other quaint features you don’t get in today’s homes. The living room has a fantastic brick fireplace flanked on either side by doors leading to the yard. Tons of natural light pours into the room to make it cozy despite its generous size. Both the living room and family room have matching bay windows! The family room leads into the kitchen, an efficient layout with granite counters, stainless appliances, a subway tile backsplash, and updated cabinets. There is a half bath/powder room off of the kitchen and a dining area to complete the main floor. The second floor has all three bedrooms, a full bath, and a loft area which functions as a seating area. The updated master bedroom is comfortable with tons of space. Enjoy entertaining guests or spending time together on the rear open patio area. Situated in the heart of downtown Lakeland, this home offers the convenience of urban living with vibrant shops, restaurants, and cultural attractions just steps away. Yet, amidst the hustle and bustle, find solace in the serene backyard, a private oasis for relaxation and contemplation. Schedule your private showing today to make this home yours!

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 1 full / 1 half
  • Laundry: Outside
  • Style: Historical, Traditional
  • Year Built: 1924
  • Garage: Driveway, Parking Pad
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,448
  • Acreage: 0.1
  • Est. Taxes: $1,932
  • Lot Desc: Corner Lot, City Lot, Level, Near Public Transit, Sidewalk
  • Elem. School: Philip O’Brien Elementary
  • Middle School: Crystal Lake Middle/Jun
  • High School: Lakeland Senior High
  • Pet Policy: Yes
  • Appliances: Electric Water Heater, Range, Refrigerator
  • MLS#: L4942705
  • Days on Market: 59 days
  • Website: https://www.raveis.com
    /prop/L4942705/1400fernplace_lakeland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/21/2024 3:00:59 AM)
Listing courtesy of REMAX EXPERTS   Phone: 863-802-5262

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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1400 Fern PLACE, Lakeland, FL, 33801

$299,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $239,920 $239,920 $239,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.159% 6.538%
Monthly Tax Payment $161 $161 $161
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,637 $1,595 $2,057
Total Monthly Payment $1,873 $1,831 $2,293

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.