One or more photo(s) has been virtually staged. Welcome home to your beautiful, Florida-lifestyle home in Gulf Gate. You will instantly feel at home once entering this charming 2 bedroom and 3 bathrooms beautifully updated condo. This end unit provides easy access and a serene, quiet atmosphere. You will love the benefits of condo living but not have a neighbor above, below or on either side (the left side of the unit is a storage closet). Enjoy peace of mind and energy efficiency with a new AC (2023), new microwave & oven (2024), new refrigerator (2020), dishwasher (2021) and new impact windows (2020) that provide both security and tranquility. This condo is extremely quiet with the new windows. The home boasts modern finishes and thoughtful updates throughout to create a stylish and inviting living space such as new closet doors, new flooring, solid stone countertops and more! The versatile light fixtures complement various decor styles. You will love sitting on the private back lanai sipping your coffee every morning. Not only is there a screened lanai, but a designated storage area and an assigned parking spot. The community offers a pool, basic cable, water, sewer and trash. Embrace the coastal lifestyle with Siesta Key Beach just minutes away and experience the essence of convenience in this condo strategically located near many restaurants and shopping, Costco, and Gulf Gate Library. Just minutes from The Legacy Trail and I75 and a short drive to downtown Sarasota, UTC Mall, Sarasota Bradenton Int'l Airport, and much more. Live in this gorgeous unit or make it an income producing property! ***Condo insurance does provide 100% replacement costs. New Roof 2018 re-plumbed in 2020.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,920 | $199,920 | $199,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | $223 | $223 | $223 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,364 | $1,329 | $1,714 |
Total Monthly Payment | $1,662 | $1,627 | $2,012 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.