FURNISHED NSB BEACH SIDE TOWNHOME ONLY 3 BLOCKS TO THE NO DRIVE BEACH and 27th Street Ramp! One of the LOWEST PRICED BEACH SIDE properties with LOW HOA $130 Month. Spacious 1736 Sq Ft 3 Bed 2. 5 Bath has a 2023 New Air Conditioner! Selling Furnished and Move-In Ready to live the beach lifestyle NOW! Bring your kayaks, surf boards, bicycles, and toys with a spacious fenced courtyard with pavers and outside storage. The renovated kitchen features Coastal Wainscoting, chair rail, solid wood 42" cabinetry, pantry, granite countertops and center island with bar stools. Solid Interior doors throughout. All three bathrooms have been renovated with gentleman height cabinetry/granite countertops. The half bath and laundry with stackable washer/dryer are conveniently located on the first floor. In addition, there is a third bedroom with a King Size Bed that could also serve as office space on the first floor with a huge closet and slider to the courtyard. The Living Room features a fireplace with wood look plank flooring. Upstairs the primary suite has a large walk-in closet and ensuite bath. There is an additional storage room that could serve as an owner's closet if you choose to rent in the off season. Bedroom two has wall to wall closet space and bath two includes a walk in shower and large linen closet. Step onto the balcony to enjoy the ocean breeze and the tropical foliage. Reserved Parking Space and extra guest spaces. Living beachside is worry free in a home constructed of reinforced concrete. Surrounded by Florida Forever Land, located next to walking and bike paths, River Lagoon Park with pier for fishing and kayaking. New Smyrna Beach is a charming beach town known for its beaches, restaurants, entertainment and events on Canal Street and Flagler Ave. Located between the Intercoastal and the Atlantic Ocean, perfect for the beach and coastal lifestyle. All measurements are deemed to be accurate but cannot be guaranteed and must be verified by buyer.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $328,000 | $328,000 | $328,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $384 | $384 | $384 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,238 | $2,210 | $2,812 |
Total Monthly Payment | $2,697 | $2,669 | $3,271 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.