5217 81st STREET N, #14, St. Petersburg, FL, 33709 | $249,900

Welcome home to a great Florida lifestyle! Here is a beautifully remodeled condo updated with high-quality designer-style improvements. Second floor, quiet corner unit, so no noisy neighbors above. Be the first to enjoy the all-new, modern kitchen with soft-close Shaker cabinets, quartz countertops and brand new stainless LG appliances. Add your own personal furnishings to make this your lovely Florida home with the latest neutral paint colors, luxury vinyl flooring, updated interior doors and hardware, modern ceiling spotlights, new Shaker style bathroom vanities and tiled showers. New roof was installed in Spring 2024. The condo monthly fee includes gas, water, sewer, trash, cable TV, Internet Wi-Fi and much more. This is an active 55+ community with social events at the clubhouse, heated swimming pool and outdoor gathering areas. Paradise Shores is located only a few miles to Maderia Beach and several other sandy Gulf of Mexico Beaches. St. Petersburg has many great sports facilities, museums, airports, restaurants, and shopping venues for you to enjoy living in sunny St. Petersburg FL and the Tampa Bay area. Make an apt to see this lovely condo today!

Features

  • Heating: Central
  • Cooling: Central Air
  • Levels: 1
  • Amenities: Cable TV, Clubhouse, Laundry, Maintenance, Pool, Shuffleboard Court, Storage
  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Common Area
  • Complex: PARADISE SHORES
  • Year Built: 1972
  • Approx Sq. Feet: 1,110
  • Acreage: 1.16
  • Est. Taxes: $2,363
  • Condo Fee: $760 Monthly
  • Adult Communities: Yes
  • Pet Policy: No
  • Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
  • MLS#: A4599625
  • Days on Market: 88 days
  • Website: https://www.raveis.com
    /prop/A4599625/521781ststreetn_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/16/2024 3:49:42 AM)

William Raveis Family of Services

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Phyllis.NickersonPower@raveis.com

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Frank MerolaVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1020051

508.740.5922

Frank.Merola@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Allen GellermanInsurance Sales Director, William Raveis Insurance

617.686.2668

Allen.Gellerman@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

5217 81st STREET N, #14, St. Petersburg, FL, 33709

$249,900

Phyllis Nickerson Power

William Raveis Real Estate

Phone: 508.237.1406

Phyllis.NickersonPower@raveis.com

Frank Merola

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 508.740.5922

Frank.Merola@raveis.com

NMLS Mortgage Loan Originator ID 1020051

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $199,920 $199,920 $199,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.133% 6.256%
Monthly Tax Payment $197 $197 $197
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,364 $1,329 $1,686
Total Monthly Payment $1,636 $1,601 $1,958

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.