114 Mccosh Mill ROAD, Out of Area, FL, 32456 | $165,000

Here is your chance to embrace the ultimate coastal lifestyle, and we have the perfect canvas for you—an excellent . 16-acre cleared, leveled, and ready-for-building lot in the established Piney Woods Subdivision with underground utilities and already-paid sewer tap fees. Nestled in the southern part of Cape San Blas, the Piney Woods Beach subdivision sits roughly 13 minutes from the historic charm of Port St Joe, about 5 minutes from St Joseph's Bay Buffer Preserve, 13 minutes from the State Park, around 2 minutes from Salinas Park, and 30 minutes to intriguing Apalachicola. Piney Woods Beach has the practicality of underground utilities and well-paved roads. This platted parcel is only 250 feet from the community pool and a short walk down the hill to the convenient boardwalk that provides dedicated community access to the dog-friendly beach.  Additionally, it has an active HOA with annual dues of only $650 and reasonable covenants and restrictions. Plus, you will find architectural guidelines to maintain the community's aesthetic harmony, ensuring your investment remains as valuable as its breathtaking views. But the allure of this location extends beyond the property itself. Outdoor enthusiasts will revel in the multitude of recreational opportunities. Whether it's cycling, strolling along the Loggerhead Trail, or exploring the nearby Salinas Park with its bayside water access, pickleball & volleyball courts, and even drive-on beach access with a permit - you'll always have things to do. Imagine waking up to the sound of the waves and the sight of untouched, pristine white, sugar-sand beaches stretching for miles. The laid-back, coastal vibe will wrap around you like a warm embrace each time the sun rises and sets. Take advantage of this incredible opportunity to live your seaside dream. Contact us today, and let's make this slice of paradise yours!

Features

  • Amenities: Other, Pool
  • Lot Size: 53 x 132
  • HOA Fee: $600 Annually
  • Lot Desc: Buildable, Cleared, Cul-De-Sac, In County, Interior Lot, Level
  • Pet Policy: Yes
  • MLS#: O6179449
  • Days on Market: 94 days
  • Website: https://www.raveis.com
    /prop/O6179449/114mccoshmillroad_outofarea_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/15/2024 5:04:21 PM)
Listing courtesy of STUDSTILL REALTY GROUP, LLC   Phone: 850-889-0774

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888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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114 Mccosh Mill ROAD, Out of Area, FL, 32456

$165,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $132,000 $132,000 $132,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.737% 7.055% 6.120%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $856 $867 $1,105
Total Monthly Payment $931 $942 $1,180

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.