NEW REDUCED PRICE! Settled within the peaceful confines of Palm Hill Country Club, a vibrant 55+ community, stands a charming 1979 home with timeless style. This meticulously maintained home offers comfort and suitability with its two bedrooms, two bathrooms, and a generous 1296 sq ft. of living space. With a maintenance fee of $473, which includes water, sewer, garbage, lawn care, cable, and internet, this abode presents an unparalleled opportunity for an easy breezy lifestyle within this esteemed community. Step inside to discover a cozy haven adorned with tasteful furnishings and updates throughout. The heart of the home lies in its bright and airy open floor plan, with luxury vinyl plank flooring installed in 2019, and new subfloors beneath, providing both durability and elegance. Natural light dances through updated windows, illuminating the spacious living area and dining room, complete with a built-in mirrored hutch, perfect for displaying cherished mementos. Updated in 2013, central air conditioning contributes significantly to the overall comfort and livability of the home. The kitchen features a breakfast bar for a quick bite on the go and comes equipped with a fridge, range, oven, microwave, and a new dishwasher installed in 2022. The large guest bedroom offers comfort and convenience with a ceiling fan and ample storage, while the guest bath provides relaxation with its tub/shower combination. Storage is not an issue in the primary bedroom that showcases a sizeable walk-in closet. A delightful vanity table with a chair and large mirror outside the primary bath adds a touch of class. The primary bath itself reveals a walk-in shower for relaxed self-care routines.
Outside, a screened room offers a tranquil retreat, blending the comforts of indoor living with the refreshing ambiance of the outdoors. Complemented by a carport, both front and rear awnings, and a designer driveway, a picture-perfect exterior is created. A new roofover, installed in 2022, vinyl siding, and a vapor barrier installed in 2019 ensure longevity and peace of mind for the homeowner. Having the washer and dryer in the shed, fitted with new plumbing, provides a dedicated space for laundry tasks, without encroaching on other living areas. Priced at $135, 500, which includes a $35, 000 share, this home presents an unparalleled opportunity to embrace the quintessential Florida lifestyle. Call today to schedule your private showing!
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$135,500
William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $108,400 | $108,400 | $108,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
Monthly Tax Payment | $109 | $109 | $109 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $739 | $720 | $915 |
Total Monthly Payment | $923 | $904 | $1,099 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.