12 Second Street, Swanton, VT, 05488 | $393,000

Back on market! *Buyer unable to perform* A lovely Swanton Village estate with so much square footage and amazing curb appeal. This home is welcoming and expansive with modern day updates to include a new roof, heating system, updated flooring, and more! Extremely low utility bills, Vermont Gas & Swanton Electric. In todays economy why not consider a home with an accessory unit? The small attached apartment with its own private driveway is rented for $850/month which helps pay the mortgage. This home is immaculately maintained and pride of ownership is evident as you step through the front door. A gorgeous parlor with mantle currently used as a first floor bedroom, huge eat in kitchen, formal dining, and even a puzzle room. With over 7 bedrooms this home is spacious, warm, and inviting. Beautiful gardens and a wonderful fenced in yard for the critters or kids make this a great place to call home.

Features

  • Rooms: 8
  • Bedrooms: 7
  • Baths: 3 full
  • Style: Colonial
  • Year Built: 1880
  • Garage: 1-car Garage
  • Heating: Baseboard,Radiant
  • Cooling: None
  • Basement: Concrete Floor
  • Approx Sq. Feet: 3,440
  • Acreage: 0.5
  • Est. Taxes: $6,926
  • Lot Desc: Level
  • Elem. School: Swanton School
  • Middle School: Missisquoi Valley Union Jshs
  • High School: Missisquoi Valley UHSD #7
  • School District: Maple Run USD
  • MLS#: 4985082
  • Website: https://www.raveis.com
    /prop/4985082/12secondstreet_swanton_vt?source=qrflyer
©2024 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/14/2024
Listing courtesy of M Realty   Phone: 802-363-9501
Listing Agent: The Paul Martin Team

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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

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Our Insurance Division:

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12 Second Street, Swanton, VT, 05488

$393,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $314,400 $314,400 $314,400
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.171% 6.538%
Monthly Tax Payment $577 $577 $577
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,145 $2,090 $2,696
Total Monthly Payment $2,797 $2,742 $3,348

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.