Under contract-accepting backup offers. One or more photo(s) has been virtually staged. PROPERTY OF THE VILLAGES WITH A LADY LAKE ADDRESS. Extended Sabel Key Model. This home was a model home for The Villages when it was built. No Bond, No Maintenance fee!. Bring the pups as there is plenty of space in the back field, (green space owned by The Villages) for walking. Pie shaped lot may have room for a pool & birdcage which would be absolutely a great add on. Located in the The Villages®, in the Village of Mira Mesa near Chula Visa Rec. center which is just 3 min. by car to Spanish Springs Square and 10min. to Lake Sumter Landing Square!! The ROOF was REPLACED 2021, HVAC in 2009, and the HOT WATER HEATER, MICROWAVE AND GARBAGE DISPOSAL were all REPLACED 2/2024, also two new garage door openers in 4/2024 as well as some landscape improvements. Location offers, outstanding SUNSET views, a walking field in back yard, and landscaping with 8 Palm trees. Also, note the perfect location that this home offers on the landscaped cul-de-sac which makes this a less traveled, quiet living area, but yet convenient to all the amenities, such as the popular Chula Vista Rec Center, Mira Mesa Golf course, the Rolling Acres Shopping Plaza and Spanish Springs Square where you will find live entertainment 7 nights a week, restaurants, boutiques and more, all accessible by cart, bike or car. The amenity fee is $195. 00 per month. The 2023 annual tax bill, INCLUSIVE OF CDD FEES IS $4, 778. 03 (non-homestead). This home offers a 1 car garage w/a separate golf cart garage. Tall ceilings throughout, front coat closet, lg. foyer, open covered front porch, patio pavers on the driveway, enclosed back lanai, a bright eat in kitchen with a pantry and ceiling fan, walk in shower in the primary bath with grab bars, double bowl vanities, his and hers closets in the primary bedroom and a split floor plan. The newer frosted gray carpets were installed in 2022, and the primary bath was remodeled. THE WOOD BURNING FIREPLACE in the family room has not been used in awhile as such, but CURRENTLY HAS AN ELECTRIC fireplace INSERT, mostly due to the seller's preference in choices, but could be reversed. THIS HOME IS PERFECT FOR SOMEONE WHO WANTS A LEVEL OF PRIVACY, BUT YET CLOSE TO ALL THE AMENITIES. CALL FOR YOUR APPOINTMENT. Bedroom Closet Type: Walk-in Closet (Primary Bedroom).
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $272,000 | $272,000 | $272,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.538% |
Monthly Tax Payment | $372 | $372 | $372 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,856 | $1,808 | $2,332 |
Total Monthly Payment | $2,303 | $2,255 | $2,779 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.