Nature lovers and garden enthusiasts will fall in love with this dreamy, rural property. A beautiful circa 1840 home with well cared for gardens, sitting on a lovely 1. 3 acres surrounded by neighboring farms and the rolling hills of central Orange County. Only a few minutes from the charming village of Goshen and an easy drive to the highway. A tall deer fence and automatic gate were recently installed to protect the property and gardens from hungry deer (also decreasing ticks). Much of the garden has plant markers. Newer garden shed and stone walkways to garden patios. This charming 3 bedroom, 3 bathroom home shines with classic character and beautiful wood details of an older, more simple time but has also received many upgrades. The home features a large formal dining room as well as a spacious family room with vaulted ceilings perfect for entertaining. With a two car garage, walkup attic, large laundry room and closets there is no shortage of storage. Even in the colder months, enjoy gardening in your attached temp regulated greenhouse with propane heat. This home offers old world charm with modern amenities, privacy and yet a very convenient location only minutes from shopping and great restaurants. Located in the Goshen SD!
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,920 | $439,920 | $439,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $579 | $579 | $579 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,001 | $2,924 | $3,710 |
Total Monthly Payment | $3,672 | $3,595 | $4,381 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.