You’ll enjoy a relaxed Florida lifestyle nestled securely within the gates of Laguna at Riviera Dunes. This 2-bedroom 2-bath open floor plan with den is vacant and move-in ready. Offered unfurnished, the home is an open palette ready for your personal touches. Have morning coffee on your covered balcony and take in outstanding Marina views, breathtaking sunrises and full morning sun. There’s also convenient access to the marina and amenities via private stairs from your balcony…. something “man’s best friend” will enjoy too as pets are allowed. Interior features include: “hurricane rated” high impact windows & patio doors, in-suite laundry area with washer and dryer. The spacious kitchen seamlessly integrates with the living area and features granite countertops, solid wood cabinets, S/S appliances and a cozy breakfast nook. The spacious owner's suite, also with marina view, features his/hers closets and ensuite bath with twin vanities. The Den serves as a valuable bonus space that is flexible and adaptable to a variety of uses I. E. media room, exercise area and office as examples. Amenities include tennis courts, a clubhouse with fitness center, heated pool, spa/hot tub, outdoor BBQ area and private walkway along the marina. Laguna is situated on the largest man-made marina in southwest Florida in a community of multimillion-dollar homes. Conveniently located near world class shopping, dining and the award-winning beaches of Anna Maria Island, Longboat, Lido and Siesta Key and the many cultural and sporting activities the area has to offer. LIVING IS EASY, CONVENIENT & SECURE IN THIS ACTIVE LIFESTYLE COMMUNITY. Move in and ENJOY the "lock and leave" convenience of maintenance free living! NO CDD!! One or more photo(s) has been virtually staged. Bedroom Closet Type: Walk-in Closet (Primary Bedroom).
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Our Executive Mortgage Banker:
Our Insurance Division:
$519,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $415,920 | $415,920 | $415,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
Monthly Tax Payment | $499 | $499 | $499 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,837 | $2,764 | $3,510 |
Total Monthly Payment | $3,428 | $3,355 | $4,101 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.