4479 Philadelphia CIRCLE, Kissimmee, FL, 34746 | $535,000

This meticulously maintained, spacious home is a dream come true for anyone looking for privacy and comfort. With no rear neighbors and a pond view, this property offers an idyllic setting. The south-facing screened pool is perfect for enjoying Florida's sunny weather or for short-term rentals. The home features a ground floor suite that makes an excellent space for guests or in-laws. There are three separate lounge/seating areas providing ample space to relax and unwind. The expansive loft space could be utilized as an office or easily converted into a sixth bedroom to accommodate larger families. The large kitchen is truly the heart of this home with its extensive granite countertops, custom floor tile, and recessed refrigerator - making it both functional and beautiful. Matching granite can also be found in all three bathrooms adding to the cohesive design throughout the house. Outside, you'll find a large covered lanai by the pool offering shade from the Florida sun - perfect for outdoor dining or simply relaxing with a good book. Conveniently located close to Disney and the Sun Rail station, this home provides excellent access to all of Central Florida's attractions. Plus, with low HOA fees and zoning that allows short-term rentals - it's not only a great place to live but also an excellent investment opportunity! Additional features include: New roof installed in 2020. Back on the Market owing to the buyers finance falling through, the appraisal was NOT an issue!

Features

  • Rooms: 5
  • Bedrooms: 5
  • Baths: 3 full
  • Lot Size: 50 x 110
  • Laundry: Laundry Room
  • Year Built: 2004
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,113
  • Acreage: 0.13
  • Lot Size: 50 x 110
  • Est. Taxes: $6,992
  • HOA Fee: $112 Quarterly
  • Pool: In Ground
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer, Wine Refrigerator
  • MLS#: S5099410
  • Days on Market: 14 days
  • Website: https://www.raveis.com
    /prop/S5099410/4479philadelphiacircle_kissimmee_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/11/2024 6:17:09 PM)

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Tara FranklinLuxury Properties Specialist

978.618.9314

Tara.Franklin@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank MerolaVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1020051

508.740.5922

Frank.Merola@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Allen GellermanInsurance Sales Director, William Raveis Insurance

617.686.2668

Allen.Gellerman@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4479 Philadelphia CIRCLE, Kissimmee, FL, 34746

$535,000

Tara Franklin

Luxury Properties Specialist

William Raveis Real Estate

Phone: 978.618.9314

Tara.Franklin@raveis.com

Frank Merola

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 508.740.5922

Frank.Merola@raveis.com

NMLS Mortgage Loan Originator ID 1020051

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $428,000 $428,000 $428,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 7.125% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.282% 6.538%
Monthly Tax Payment $583 $583 $583
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,920 $2,884 $3,670
Total Monthly Payment $3,595 $3,559 $4,345

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.