WOW! Live for free in this meticulously maintained young City Island semi-detached Multi-Family conveniently located on a quiet street with ample street parking just a block from the waterfront and from all the shops and restaurants. Pride of ownership shows throughout this fantastic multi family home offering all the comforts of a single family home along with great income producing potential to help pay the mortgage. Built in 2000, this fabulous opportunity features a 3 BR/2 Bath with sliders out to a spacious patio and access to the lower level, a 2 BR/2 Bath with a balcony, a huge walkout basement with high ceilings and a separate entrance that will not disappoint (currently being used as a rec room with an additional large multi-purpose room) mechanicals and laundry, 1 car semi-attached garage with roof top deck surrounded by mature grapevines and a nice level yard. Both units are immaculate with a contemporary vibe and feature an open concept floor plan, all sun-filled spacious rooms, primary en-suites with full baths, many large closets with plenty of storage space, lots of windows, hardwood flooring, high ceilings, skylights, recessed lighting, hot air heat/central air and radiant heated floors (unit 1, lower level), central vacuum and updates including exterior paint in 2020, both hot water heaters new in 2022, second unit- new: oven in 2019, fridge and carpeting in 2023. And, don't forget the additional exterior spaces (patio and balcony) to relax and enjoy the ocean breeze and feel like you're on vacation all year round with fishing, boating, beach access, swimming, kayaking, horseback riding just a short distance away, the many neighborhood shops, eateries, Nautical Museum, school, transportation, parks, 35 min express train to NYC and less than 25 minutes to drive to Manhattan. This home is perfect for any buyer or investor! Don't miss this one!!
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$1,099,999
William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $879,999 | $879,999 | $879,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 7.000% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.481% | 7.103% | 6.915% |
Monthly Tax Payment | $797 | $797 | $797 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,418 | $5,855 | $7,787 |
Total Monthly Payment | $6,340 | $6,777 | $8,709 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.